理财是什么 英文怎么讲

1. 理财是什么 英文怎么讲

理财（Financing）指的是对财务（财产和债务）进行管理，以实现财务的保值、增值为目的。理财分为公司理财、机构理财、个人理财和家庭理财等。理财和学校财务管理专业相似；理财英文:Financial management或Financing；“海外贸易”:OVERSEAS  TRADE;

理财的范围很广，理财是理一生的财，也就是个人一生的现金流量与风险管理。包含以下涵义：
理财是理一生的财，不仅仅是解决燃眉之急的金钱问题而已。
理财是现金流量管理，每一个人一出生就需要用钱（现金流出），也需要赚钱来产生现金流入。因此不管是否有钱，每一个人都需要理财。
3. 理财也涵盖了风险管理。因为未来的更多流量具有不确定性，包括人身风险、财产风险与市场风险，都会影响到现金流入（收入中断风险）或现金流出（费用递增风险）。
扩展资料:理财方法
到银行、证券公司理财需开立相应理财账户。一般而言，通过银行开通的理财账户可以办理储蓄类产品和银行理财产品以及基金类产品，大型银行还可通过银行系统购买。由于银行网点分布较广，通过银行渠道开立的投资理财账户可到银行柜台办理。
证券公司开立的理财账户可用于股票（包括A股、B股、H股等）、债券（包括国债、企业债、公司债等）、期货（包括金融期货如股指期货、外汇期货等，商品期货如黄金期货、农产品期货等）等一系列的投资理财工具的投资。证券账户的开立可到各证券公司营业部办理，需要在交易日内办理。
投资公司的手续比较方便，一般只需要提供自己的身份证和银行卡复印件。投资公司也会为客户定制专属理财计划。
参考资料:百度百科. 理财                                                                                                   

2. 销售和销售员的英文

销售：Sale，销售员：Salesperson
一、Sale
1、读音：英 [seɪl] 　 　 美 [seɪl] 　 　
2、意思是：n. 出售；促销；销售　 　
3、例句：The law forbids the sale of alcohol to people under 18.
法律禁止向18岁以下的人出售含有酒精的饮料。
二、Salesperson
1、读音：英 ['seɪlzpɜːsn] 　 　 美 ['seɪlzpɜːrsn] 　 　
2、意思是：Salesperson
3、短语：
home salesperson家居销售人员
Hotel Salesperson 饭店销售人员
machinery salesperson 机械营业员
industrial salesperson 工业企业销售员

扩展资料
词汇用法：
1、sale的基本意思是“卖,出售,销售”,可指抽象的出售的行为,也可指具体的出售的动作,还可指某产品的销售总量,即“销售额,销售量”。也可指某商品以低于其原有价格水平的价格出售,即“廉售,贱卖”,还可指某商品的“销路,市场需求”。
2、sale可用作可数名词,也可用作不可数名词,作“销售额,销售量”解时通常用复数形式。
3、sale常用于for sale和on sale短语中,前者意为“待售”,后者意为“上市”“减价销售”。

3. 如何写营销规划英文版

建议去看一下英文版策划书。中文直接翻译过去的策划书在格式和一些语法上都会与纯英文的策划书有区别。

4. 理财产品英文怎么说

理财，英文：Financial management或者Conduct financial transactions
理财，指的是对财务（财产和债务）进行管理，以实现财产的保值、增值为目的。理财分为公司理财、机构理财、个人和家庭理财等。人类的生存、生活及其它活动离不开物质基础，与理财密切相关。
“理财”往往与“投资理财”并用，因为“理财”中有“投资”，“投资”中有“理财”。所谓的理财也不仅仅是把财务往外投，被投资也是一种理财，不懂得被投资也就不懂得怎么更好投资。
在现今社会，理财不仅仅局限于上班族，
通过一种或多种途径达成其经济目标的计划、规划或解决方案。在具体实施该规划方案的过程，也称理财。

5. 求一篇英文的个人理财计划

Creating a sound, practical financial plan is critical to maintaining financial stability and reaching your goals. In addition to showing you where your finances are at a given moment, it provides a path to financial growth and comfort. 

Key to developing an effective financial plan is evaluating 

your current situation. While your plan isn’t a static document, you’ll save yourself time if you create a firm foundation that can be easily altered as circumstances change. Reevaluate your financial plan when necessary, and at least once a year. 

Cash Flow, Net Worth 

A starting point for any personal financial plan is determining cash flow and net worth. For cash flow, evaluate your monthly income and expenses from all sources. You want to be cash-flow positive, with more money coming in than expenses going out. If you aren’t cash-flow positive, look for areas where you can reduce expenses, such as cutting back on shopping sprees or eating out, or increase income. If you are cash-flow positive, you can start building your savings to reach your financial goals. 

Net worth is an important tool to ascertaining your overall financial condition. To determine net worth, first calculate all your assets and liabilities. Assets include cash, savings, investments, real estate, and personal property. Liabilities include all outstanding debt, such as the balances on your mortgage, auto loan, and credit cards. Your net worth is the difference between your assets and liabilities. The goal is to see continued improvement in your net worth year over year. 

Insurance 

Next you need to manage risk. That’s where insurance comes in. Ensuring you have enough insurance coverage is critical to shielding your finances from unexpected occurrences. Individuals should carry (and must, in some cases) insurance for health, auto, homeowners, life, and disability. 

You will also need a will or a living trust to ensure your financial wishes are carried out in the event you are incapacitated and cannot manage your finances. Power of attorney and a medical do-not-resuscitate order also fall under this umbrella. 

Your financial plan should also include an emergency fund. An emergency fund offers a cushion against unexpected financial setbacks, such as job loss or serious medical condition, and should be liquid in the event you need to access it immediately. It ensures you’ll be able to stay on top of your finances for a certain period of time. Experts advise setting aside a minimum of three months’ expenses for your emergency fund. 

Future Goals 

Now that you’ve planned for short-term needs, add future financial goals to your plan. This might include a date by which you would like your house to be paid off, an age at which you can comfortably retire, vacations you would like to take, or an amount of money you would like to save for your children’s education. 

If you feel you need help creating a plan to reach your financial objectives, call in an expert. Financial planners can show you ways to increase your cash flow and net worth and help you reach your financial goals.

6. 个人理财投资计划的英文

个人理财投资计划
Investment Plan of Personal Financing

7. 提供个性化服务 英语怎么说阿还有“量身定制理财计划

提供个性化服务_有道翻译
翻译结果：
Provide personalized service
service
英 ['sɜːvɪs]
美 ['sɝvɪs]

n. 服务，服侍；服役；仪式
adj. 服务性的；耐用的；服现役的
vt. 维修，检修；保养
n. (Service)人名；(英)瑟维斯

Service 服务,售后服务,服务
service 服务
Service pack 服务包,补丁包,服务包

8. 计划资金部 英文怎么说啊

Department of Planning & Funds