信用卡相关英语词汇
2024-05-13
1. 信用卡相关英语词汇
信用卡(CreditCard)，就是银行提供给用户的一种先消费后还款的小额信贷支付工具，是银行或其它财务机构签发给那些资信状况良好的人士，用于在指定的商家购物和消费、或在指定银行机构存取现金的特制卡片，是一种特殊的信用凭证。我为大家整理了信用卡相关英语词汇，希望对你有帮助哦!
信用卡相关英语词汇：
issuing bank 发卡银行
annual fee 年费
credit line/limit信用额度
interest rate 利率
monthly statement 月结单
balance transfer 信用卡余额代偿
available credit line /limit 可用信用额度
APR=annual percentage rate 年利率
activate a card 开卡
reward program 积点回馈
point 红利积点
cash advance 预借现金
credit card 信用卡
affinity card 认同卡
platinum card白金卡
student card 学生卡
preferred card/gold card 金卡
value card 储值卡
classic card 普卡
co-branded card 联名卡
supplementary card 附属卡
debit card 转账卡
ATM card 金融卡
charge card 签帐卡
cash advance card 现金卡
corporate card 商务卡、公司卡
MID / merchant id [商户号]
TID / terminal id [终端号]
POS ID [POS号]
BATH NO. [批次号]
TRACE NO. [查询号]
REF NO. [序号]
AUTH CODE [授权号]
信用卡词汇解释：
可用信用额度(Available Credit)：指可用于购物消费、现金垫款(Cash Advance)和余额转结(Balance Transfer)的信用额度。
余额转结(Balance Transfer)：该业务能让您以较低的成本从一张信用卡提取结余，用以清偿另外一张信用卡的欠费。
现金垫款(Cash Advance)：指可以用信用卡在自动取款机上支取现金。
认同卡(Affinity Card)：即银行与第三方联合发行的卡，其中第三方可以从每次交易获得增值利益。例如，大学、职业机构或者校友会可以从成员的认同卡交易中获得一定比例的利益。
年费(Annual Fee)：有些信用卡要付年费，无论你是否使用都要付，从25、50、100元不等。而“金卡”和“白金卡”的年费则高达几百元。
年利率(APR)：指信用卡上贷款的年利率。如果你每月都按时偿付了所欠的余额，一般就不用再交钱了，即 为无息贷款;否则APR适用于每个月未付清的余额款项。
信用卡验证(Authorization)：当你进行交易付款时，就要向对方出示信用卡或帐号，信用卡验证记录了你的可用信用额度，确保在交易时及时提供信用支持。
2. 信用卡相关词汇
信用卡(CreditCard)，就是银行提供给用户的一种先消费后还款的小额信贷支付工具，接下来我为大家整理了信用卡相关词汇，希望对你有帮助哦!
issuing bank 发卡银行
annual fee 年费
credit line/limit信用额度
interest rate 利率
monthly statement 月结单
balance transfer 信用卡余额代偿
available credit line /limit 可用信用额度
APR=annual percentage rate 年利率
affinity card 认同卡
platinum card白金卡
student card 学生卡
preferred card/gold card 金卡
activate a card 开卡
reward program 积点回馈
point 红利积点
cash advance 预借现金
credit card 信用卡
value card 储值卡
classic card 普卡
co-branded card 联名卡
supplementary card 附属卡
debit card 转账卡
ATM card 金融卡
charge card 签帐卡
cash advance card 现金卡
corporate card 商务卡、公司卡
MID / merchant id [商户号]
TID / terminal id [终端号]
POS ID [POS号]
BATH NO. [批次号]
TRACE NO. [查询号]
REF NO. [序号]
AUTH CODE [授权号]
认同卡(Affinity Card)：即银行与第三方联合发行的卡，其中第三方可以从每次交易获得增值利益。例如，大学、职业机构或者校友会可以从成员的认同卡交易中获得一定比例的利益。
年费(Annual Fee)：有些信用卡要付年费，无论你是否使用都要付，从25、50、100元不等。而“金卡”和“白金卡”的年费则高达几百元。
年利率(APR)：指信用卡上贷款的年利率。如果你每月都按时偿付了所欠的余额，一般就不用再交钱了，即 为无息贷款;否则APR适用于每个月未付清的余额款项。
信用卡验证(Authorization)：当你进行交易付款时，就要向对方出示信用卡或帐号，信用卡验证记录了你的可用信用额度，确保在交易时及时提供信用支持。
可用信用额度(Available Credit)：指可用于购物消费、现金垫款(Cash Advance)和余额转结(Balance Transfer)的信用额度。
余额转结(Balance Transfer)：该业务能让您以较低的成本从一张信用卡提取结余，用以清偿另外一张信用卡的欠费。
现金垫款(Cash Advance)：指可以用信用卡在自动取款机上支取现金。
3. 信用卡英语词汇整理及详解
New Words
credit n.
card n.
expense n.
rectangular adj.
plastic adj.
authorize vt.
charge vt., vi. ;n.
collect vt.
force vt.
interest n.
unpaid adj.
afford v.
单词
信用, [财务]贷方, 银行存款
纸牌, 卡片
费用, 开支
矩形的
塑胶的, 塑造的
授权，委托
vt., vi.要价;要人支付;收费
n.费用;花费
收款;收账
强制, 强加
利息
未付款的, 不受报酬的
买得起;能提供，能给予
Phrases and Expressions
pay cash
write checks
at one time
on credit
短语与词组
付现金
开支票
一次
凭信用;赊购
Notes
1.credit card信用卡
credit n.reputation for solvency and integrity entitling a person to be trusted in buying or borrowing:
信用：给予某人的证明，其在买入或借款时可以信任的在清偿能力和诚实上的声誉
例：You should have no trouble getting the loan if your credit is good.
如果你信誉良好，要取得这笔贷款就没有什么问题了
2.More and more they pay for things with credit cards.他们越来越多地用信用卡来支付购物款。
此句是倒装句，强调more and more (moneys)。正常语序为They pay more and more…。
3.This authorizes the store to charge the bank for the customers purchase.这就授权商店向银行收取客户的购物款。
charge v.①to hold financially liable; demand payment from使有责任还钱;要求支付：
例：charge her for the balance due
让她支付欠款
②to set or ask (a given amount) as a price索价，要价：要(定量的钱)作为收费：
例：charge ten dollars for a haircut
理一次发要价十美元
New Words
credit n.
card n.
income n.
available adj.
popular a.
charge vt.;n.
cost n.
purchase vt.;n.
extra a.
sponsor vt.
bill n.
pioneer n.
respectively adv.
matter n.
replace vt.
individual n.
business n.
单词
信任, 信用
纸牌, 卡片
收入, 收益
可用到的, 可利用的
通俗的, 流行的, 受欢迎的
vt.记帐 n.费用
成本, 价钱
买, 购买
额外的, 不包括在价目内的
发起, 主办
帐单
先驱, 倡导者
分别地, 各个地
事件, 问题
取代, 代替
个人, 个体
企业;工商企业
Phrases and Expressions
credit card
work record
apply for
American Express
VISA
Master Charge
service charge
短语与词组
信用卡
工作纪录
申请
美国运通卡
维萨卡
万事达卡
服务费，手续费
Notes
1.If you have a credit card, you can buy a car, eat a dinner, take a trip, and even get a haircut by charging the cost to your account.如果你持有信用卡，只要记一下账，你就可以买汽车、旅行甚至理发
(1)take a trip旅行
(2)get a haircut理发
(3)by charging the cost to your account是介词短语，在句中作状语。
charging…(to)是动名词，做介词by的宾语。
charge vt.to postpone payment on (a purchase) by recording as a debt赊购：记帐以推迟对(购买)的.付款
例：paid cash for the stockings but charged the new coat.
袜子付了现金但又赊购了一件新外套
2.This, of course, can be a problem, if you charge more than you can pay for.当然，如果你的账单金额超出了你的支付能力，这就成问题了。
(1)you charge more than you can pay for是由(more)…than…引导的比较状语从句。
3.Many of us believe that it will only be a matter of time before credit cards replace cash and checks for both individuals and businesses.我们许多人相信，信用卡代替现金，取代个人支票和企业支票只是一个时间问题。
(1)(Many of us believe) that it will only be…是由that引导的宾语从句。
believe vt.to expect or suppose; think期望，料想;认为
例：I believe they will arrive shortly.
我想他们马上就到
(2)matter n.a subject of concern, feeling, or action考量，事物：关心、感情或行为的承受者
例：This is a matter of foreign policy.
这是外交政策的问题。
(3)check n.a written order to a bank to pay the amount specified from funds on deposit; a draft.支票：给银行从存款中支付具体款项的书面支票;汇票
4. 谁能提供一些有关信用卡方面的英语句型?
(1)When you apply for a credit card, you usually don't need to say anything. Usually, you just fill out a form and send it in. But in case you need to speak with someone, you can ask the following questions: 'What is the interest rate of the credit card?' 'What will my limit be?' 'How soon will I know if I am approved?' 'Can I have an extra card for my spouse (2) Here are some sentences you can use when you already have a credit card and you want to check your balance. You will need to call the 800 number on the card and when you have a representative on the phone, you can ask: 'I would like to check my balance.' 'What is my current balance?' 'Can you check my balance for me?' 'What is the minimum amount I owe for this month?' (3) After having a credit card for awhile, they will usually give you a credit increase. For example, if you have a credit line of $2000, and this isn't enough, you can ask for an increase if you haven't been late with a payment for 6 months. Here are some sentences you can use: 'I would like a credit increase.' 'Can I get a credit increase?' '$2000 is not enough. Can I get this increased?' They might ask, 'How much did you have in mind?' You can answer by saying, 'I would like to increase my limit to $5000 please.' If you have a second credit card with a higher limit, you can include that as justification. 'I have a different credit card with a $5000 limit. Can you increase my account to $5000 because I would like to use this card as my primary credit card?'
5. 信用卡英语怎么说
我们在银行办理的信用卡上面，有它的英文翻译在上面或者有缩写。下面是我给大家整理的信用卡英语怎么说，供大家参阅!
信用卡英语怎么说 英 [ˈkredit kɑ:d] 美 [ˈkrɛdɪt kɑrd]
credit card
信用卡的英语例句 1. Make a note of credit card numbers and check expiry dates.
记下信用卡卡号，核对有效期限。
2. Using a credit card to pay for an order is simplicity itself.
用信用卡支付订单再简单不过了。
3. You are protected instantly if a thief misuses your credit card.
如果小偷盗用你的信用卡，你的卡会立即受到保护。
4. Using plastic to pay for an order is simplicity itself.
用信用卡支付订单是很简单的事。
5. TSB's monthly credit card rate is now hiked from 1.95% to 2.05%.
TSB银行的信用卡月利率现在从1.95%提高到了2.05%。
6. They may use a credit card for convenience.
为了方便，他们可以使用信用卡。
7. Punch your credit card number into the keypad.
在小键盘上输入你的信用卡号。
8. You can pay by credit card.
你可以用信用卡付账。
9. Chip and PIN is designed to combat credit card fraud.
智能卡系统是专为防止信用卡诈骗设计的。
10. It is very convenient to pay by credit card.
用信用卡付款非常方便。
11. All major credit cards are accepted at our hotels.
我们的饭店接受所有主要的信用卡。
12. Credit cards eliminate the need to carry a lot of cash.
有了信用卡就用不着携带很多现金。
13. She was charged with credit card fraud.
她被控告信用卡欺骗罪。
14. Unless paying by credit card, please pay in cash.
如果不用信用卡付账, 就请付现金.
15. The credit card is then accepted, subject to verification of the signature.
信用卡随后被接受, 但要核查签名.
银行卡的双语例句 1. Holidaymakers should beware of using plastic cards in foreign cash dispensers.
外出度假时，在外币取款机上使用银行卡一定要小心。
2. Here's your passbook and your passcard.
这是您的存折和银行卡.
3. Bring the passcard with you every time you come in to deposit or withdraw money.
您每次来银行取钱或存钱时请带着这个银行卡.
4. Questioning: I provide anticipates the bankcard information to be whether safe?
问: 我提供的个人质料及银行卡信息是否安全?
5. This paper investigates the existing bank card anti - fraud system's development process. "
本论文首先总结和回顾了一下现有的银行卡 反 欺诈的发展过程.
6. Next year's insurance fees will be paid through bank cards.
明年的保险费,从我银行卡上直接支付.
7. Certainly, with pleasure. First insert your banking card and enter your code.
当然可以, 我很乐意. 首先插入您的银行卡,并输入您的密码.
8. May I have your bank card and the withdrawal slip, please?
请给我您的银行卡和取款凭条.
9. A: May I see your bank card and ID card, please ?
能看一下您的银行卡和身份证 吗 ?
10. Inside with a bank card that must recharge it?
那必须用银行卡往里充值 么 ?
11. The secret code of his bank card has been stolen.
他的银行卡密码被盗取了.
12. Bankcard industry has become the most potential industry in developed country.
银行卡产业(BankcardIndustry)已成为现代经济中最具发展潜力的产业之一.
13. However, the competition of card market is more drastic than before.
但是, 随着银行卡市场规模的迅速扩大,市场竞争变得更加激烈.
14. Post bank card for industry and commerce may through ATM transfer?
邮政银行卡可以和工商银行卡可以通过ATM转帐 么 ?
15. While shopping online, you can pay with your bank card.
网上购物可以用银行卡交款.
6. 如何理解信用卡的常用术语？
在选择信用卡服务时，你可能会遇到一些与信用卡相关的专业概念。以下所列为部分最常用的信用卡词汇，理解它们能够帮助你更好地使用信用卡： 年费 持有一张信用卡每年需缴的费用。一些信用卡可以免年费。年费是信贷总成本之一。 年利率 信用卡还款时应缴的年利率，由此可以算出你还款时需要加还的利息。 结余 信用卡帐户上的欠款金额，也就是你的未还款金额。 征信机构 依法设立的、独立于信用交易双方的第三方机构，专门从事收集、整理、加工和分析企业及个人信用信息资料的机构。可以提供多样化征信服务，包括出具信用报告、帮助客户判断和控制信用风险等。 信用额度 信用卡账户可以透支的最高金额。 消费者个人信用记录 金融机构会根据信用记录是否良好决定是否批准申请人的借贷申请。个人信用记录的网上查询方法请参见《个人信用记录》。 宽限期 还款限期过后，金融机构允许借款人在宽限期内免收利息。 最低还款额 持卡人必须按每月信用卡账单支付的最低金额。 了解更多实用理财技巧请访问：www.practicalmoneyskills.com.cn
最新文章
热门文章
推荐阅读